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E-Commerce Solutions

If you are a merchant who needs to accept most types of electronic payments, take a look at First Data.  Whether you are starting up a new business or expanding the businesses you already have, First Data have everything you need to make credit card processing payments easy.  First Data allows you to accept MasterCard, Visa, American Express, Diners Club, Discover, JCB, as well as debit cards (both PIN-secured and signature), EBT (Electronic benefits transfer), Levels II and III gift cards and purchsing cards, TeleCheck, Warranty and ECA (Electronic Check Acceptance)  services and all web-based e-commerce transactions through the LinkPoint secure payment gateway (LSPG) - your complete online payment solution.

With over 4.1million merchant locations worldwide, First Data are the experts to turn to.  They process credit card and debit card transactions for more than more than 170,000 business, representing both traditional and internet business models.  A First Data Independent Sales merchant account will enable you to accept payments for custoemr purchases.  Accounts are usually approved within two working days and you will be able to process payments by the next business day.  A representative of First Data will train your staff on how to use the credit card terminal and there is a toll-free customer service number you can call 7 days a week, 24 hours a day so help is always available. 

LinkPoint API is easy to integrate with a website.  When manually processing credit card transaction, no additional integration is needed.  You simply log into a website and via your LinkPoint Virtual Terminal, you can complete the credit card transaction.  An API script for your website is supplied so your customers can purchase online, 24 hours a day.  An email is sent to both you and the customer confirming the transaction.

The transaction process is very simple.  Once the card is swiped or the card number entered into an e-commerce form, the card is verified as active and that the sale is within the approved spending limit.  Then FDIS transmits the sales data to the customer’s credit card provider and the provider approves or declines the sale.  Then the the card holder’s account is debited and FDIS is credited.  Then FDIS will credit your merchant account withing two business days.